The Internet will not

The Internet will not become a money machine until the banking industry figures out how to transfer money for free so you can charge USD 0.005 (half a cent) for some simple service like, say, reading a newspaper article you have searched for. With today’s payment system, the cost of the transfer of the funds … Read more

Student loan debt is

Student loan debt is crushing young people. And so they’re not doing the things we would expect them to do. They’re not moving out of their parents’ homes in as big a numbers, they’re not saving up money for down payments, they’re not buying homes or cars or starting small businesses or doing any of … Read more

I\\’m still very connected

I’m still very connected to my family, to the world I grew up in. I understand what it means to be afraid that you can’t pay a doctor’s bill. Or to have to make the choice between buying a band uniform for a seventh-grader and making the insurance payment on time. That will never leave … Read more